Master Your
Business Credit Rating Principles

with India’s Leading Credit Rating Mentor

Learn from Mr. Manish Jain, a trusted expert with 15+ years of experience in simplifying credit rating concepts for businesses.

15+ Years in the Industry, Pioneered Credit Rating Advisory in India, JITO Apex Director, First Generation Entrepreneur. 15+ Years in the Industry, Pioneered Credit Rating Advisory in India, JITO Apex Director, First Generation Entrepreneur. 15+ Years in the Industry, Pioneered Credit Rating Advisory in India, JITO Apex Director, First Generation Entrepreneur. 15+ Years in the Industry, Pioneered Credit Rating Advisory in India, JITO Apex Director, First Generation Entrepreneur.

Are You Facing Any of These Credit Rating Challenges?

Struggling to understand how your business credit rating is actually calculated?

Frustrated with sudden downgrades despite stable business performance?
Facing difficulties communicating your financial strengths to rating agencies?
Losing opportunities due to weak internal systems or incomplete documentation?

If this resonates with you, Manish Jain & his team of experts offers expert educational resources to help you understand and tackle credit rating challenges, empowering your business to make informed financial decisions. His approach equips you with the tools to manage your credit profile more effectively, communicate with rating agencies with confidence, and implement the necessary changes to safeguard your financial standing.

Meet Mr. Manish Jain

I’m Manish Jain, a Chartered Accountant and CFA (USA), with 15+ years of experience in credit rating and financial analysis. As the Founder & MD of FinMen Advisors, I help businesses—especially SMEs—grow by improving their credit ratings and preparing for IPOs. My journey started in corporate banking and credit research, and in 2010, I founded FinMen with a vision to provide transparent and results-driven advisory services.

I believe in leadership through trust and empowerment, fostering an environment that encourages ownership and growth. My goal for FinMen is to become a trusted partner, driving financial success for clients and setting new industry benchmarks.

Why Learn Credit Ratings from Mr. Manish Jain?

  • Deep Industry Expertise
  • Proven, Practical Approach
  • Empower Your Business Knowledge

Mr. Jain’s
Educational Philosophy

"I don’t tell you what to do – I will teach you why it works. My mission is to make business owners financially independent by helping them understand the principles of credit rating"

How Manish Jain Can Help You 
Master Your Credit Rating

Gain in-depth insights into the world of credit ratings, empowering you with the knowledge and tools to elevate your business’s financial health.

Understand Your Business Credit Rating Fundamentals

Discover how credit ratings are assessed, the key factors that influence them, and how they impact your ability to secure financing and build business credibility.

Master Credit 
Building Strategies

Learn proven, step-by-step strategies to build and maintain a strong credit profile, allowing your business to unlock better financial opportunities and reduce borrowing costs.

Achieve Cash Flow Management Awareness

Understand the critical connection between effective cash flow management and your credit rating. Learn how to implement sound cash flow practices that protect and enhance your credit profile.

The 3’P Framework

A simple, practical model created by Manish Jain to help businesses master thier credit ratings

Prepare
  • Understand business model and rating objectives.

  • Structure information as per rating agency requirements.

  • Choose the right rating agency and define timelines.

Position
  • Benchmark against competitors.

  • Prepare impactful reports and presentations.

  • Be ready for discussions with confidence.

Protect
  • Monitor and review ratings quarterly.
  • Follow up with agencies for clarity.
  • Ensure clear post-discussion communication.
3 P

Prepare | Position | Protect

By following the 3P approach – Prepare, Position, Protect, FinMen Advisors ensures your business is fully equipped to achieve the best credit ratings, attract better financing, and unlock long-term growth. We guide you every step of the way, ensuring your business stands out with clarity, confidence, and a strategic advantage.

Ready to elevate your business’s financial standing? Book a free consultation with FinMen Advisors today and take the first step towards a stronger credit rating and business success!

Want to Get in Touch?

Schedule a Consultation with Manish Jain & his Team of Experts Today !

During our one-to-one consultations, We address specific challenges you’re facing and provide actionable solutions, including:

  • Build and maintain a healthy credit profile
  • Protect your business from sudden downgrades
  • Improve cash flow and financial systems
  • Communicate effectively with credit rating agencies
  • Ensure long-term business growth through strong financial practices